The Best and Cheapest Motorcycle Insurance in California

 Using a motorcycle is a fun way for traveling or sometimes it is just a hobby for some people to have a motorcycle, the most important thing is you need to have your motorcycle insurance.

Especially for people who live in California, because most motorcycle riders in USA is from California, so for you motorcycle riders better having motorcycle insurance than none.

But picking the right insurance company is not easy task at all, you need to consider many things especially the price rates and the insurance company reputation.

That's why i make this article so make sure you read this article till the end.

Motorcycle Insurance

The Average Cost of Motorcycle Insurance in California

There is a lot factor such as age, the motorcycle models, riding record, and riding experience, all those factors determines the cost of the insurance.

The average cost motorcycle riders need to pay for insurance is $380 per year for full coverage or $179 per year for liability only.

The Cheapest Motorcycle Insurance in California

Here is a list of the cheapest but remember cheapest does not mean the best, sometimes cheapest insurance doesn't provide good coverage for you and your motorcycle in an accident.

The Cheapest Liability Only Motorcycle Insurance

This list is for liability only type of insurance and the prices are based on average prices for bikers with good records.

1. Geico

The annual premium only cost you $79 per year

2. Dairyland

The annual premium only cost you $102 per year

3. Progressive

The annual premium only cost you $148 per year

4. Harley-Davidson

The annual premium only cost you $388 per year

The Cheapest Full Coverage Motorcycle Insurance

This list is for full coverage type of insurance and the prices based on average prices for bikers with a good record.

1. Geico

The annual premium only cost you $210 per year

2. Progressive

The annual premium only cost you $301 per year

3. Harley-Davidson

The annual premium only cost you $503 per year

4. Dairyland

The annual premium only cost you $507 per year

Best Motorcycle Insurance Companies in California

After knowing who is the cheapest, now it's time to know who the best motorcycle insurance companies are in the state of California.

1. Progressive 

Progressive is on top of this list, because they are known for their affordability, user satisfaction, and having rating A+ from AM Best for financial stability.

And also Progressive known as an insurance company that insures riders with high risk.

Pros

1. Affordable
2. Super Financial strength
3. Well known reputation
4. Offer Wide range add-ons options

Cons

1. Having average reviews from customer
2. Unrated by the BBB
3. Not every state get the discount program

2. Geico

This insurance company is already known as cheap and trustworthy by the people.

Geico also has A+ rating from BBB and A+++ from AM Best for financial strength.

Pros

1. Cheap
2. Excellent financial stability
3. Good payment plans
4. Mega reputation

Cons

1. Not many options available
2. Customer service not to great
3. Average user satisfaction
4. Not every state get the discount program

3. Dairyland

Dairyland is known for their financial strength and customer satisfaction, as proof for the customer satisfaction Dairyland receives 4.2 stars out of 5 on Google.

Plus Dairyland also receive A+ rating from BBB and A+ rating as well from AM Best.

Pros

1. Excellent customer reviews
2. Good rates for riders with high risk
3. Available many options of coverage
4. Super financial strength

Cons

1. Bad reviews for claims process

That's my article about the best and cheapest motorcycle insurance in California.

And also read this following article: Best car insurance in California for young adults here.

Blake Winters

Hello, my name is Blake Winters and I'm the founder and owner of MentlinTech. With over ten years of experience in fixing gadgets, technological and electronical devices, I'm an expert in repairing a wide range of electronics, including computers, laptops, iPhones, Macs, printers, and more.

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